Bank Sync

Discover contracts automatically in your bank account and PayPal.

Connect your business account and your PayPal account securely via PSD2 – Abomate detects recurring payments and suggests them as contracts. Find the subscriptions nobody remembers signing up for.

How it works

From bank transaction to contract in 3 steps.

1

Connect account or PayPal

Connect your business account – or your PayPal account – via the secure finAPI Web Form. Authentication happens directly with your bank or PayPal (PSD2), Abomate never sees your credentials.

2

Sync transactions

Abomate fetches your account transactions and analyzes them: recurring payments are detected – whether monthly, quarterly, or yearly.

3

Review & adopt

Detected payments appear as contract drafts. Assign them to existing contracts or adopt them as a new contract with one click.

Secure account connection

PSD2-compliant via finAPI.

The bank connection runs through finAPI – an account information service licensed and supervised by the German Federal Financial Supervisory Authority (BaFin). Your banking credentials stay with your bank.

  • BaFin-licensed account information service (finAPI GmbH)
  • Authentication directly with your bank – including TAN procedures
  • Abomate never stores your banking credentials
  • Read-only access to transactions – no payment initiation possible
  • Disconnect anytime with a single click
app.abomate.io/bank-connect – Bank connections
Bank connections
+ Connect account
Sparkasse Rosenheim
DE12 ···· ···· 4321 · Business account
Connected
Last sync
Today, 8:15 AM · 142 transactions synced
4 new drafts
Automatic detection

Recurring payments at a glance.

Abomate analyzes your transactions and detects patterns: same recipient, similar amount, regular rhythm – that's most likely an active contract.

  • Detection of monthly, quarterly, and yearly payments
  • Provider, amount, and payment rhythm are carried over
  • Matched against existing contracts – no duplicates
  • Assign to existing contracts with one click
  • Price increases of existing subscriptions stand out immediately
app.abomate.io/bank-sync – Detected contracts
Detected contracts
4 new
Draft Microsoft 365 Business
€126/mo
Monthly direct debit detected · 6 payments found
Adopt as contract Assign
Draft Hetzner Online
€89/mo
Monthly direct debit detected · 12 payments found
Adopt as contract Assign
Connect PayPal

The subscriptions your bank account hides.

Many software subscriptions run through PayPal – and show up on your bank account as a single collective debit. Which provider is behind it stays invisible there. So connect your PayPal account directly: every payment becomes visible individually, with merchant name, amount and cycle.

  • Each PayPal subscription detected individually instead of one lump sum
  • Merchant name is adopted as the provider
  • Same secure PSD2 flow as with your bank
  • Bank account and PayPal can be used side by side
  • Simply type “PayPal” into the search field of the bank selection
finAPI Web Form – Select bank
Select bank
PayPal
PayPal (Europe)
Connect account · PSD2
Select
Adobe Creative Cloud €71.49/mo
Detected via PayPal · 9 payments found
Canva Pro €110/year
Detected via PayPal · 3 payments found
Under the hood

Security & technology behind bank sync.

Banking data is sensitive – that's why we rely on licensed infrastructure and maximum data minimization.

BaFin-licensed

Account access runs through finAPI – an account information service licensed and supervised by the German regulator BaFin (PSD2/XS2A).

No credentials stored

Bank authentication happens in the finAPI Web Form directly with your bank. Abomate never sees or stores your banking credentials.

Read-only access

Abomate can only read transactions. Initiating payments or transfers is technically impossible.

Sync on demand

You decide when to sync. New transactions are fetched and immediately analyzed for recurring payments.

Draft workflow

Detected payments never become contracts automatically. You review every suggestion and stay in full control.

Tenant-isolated

Each tenant has its own encrypted finAPI access. Banking data stays strictly separated.

Availability

Bank sync starting with the Business plan.

Bank sync is available from the Business plan. The number of bank connections depends on your plan.

Starter

€29/month

Not included

Business

€59/month

Bank sync included

Pro

€149/month

Everything included
Compare all plans →

Ready to find hidden subscriptions?

Connect your business account and discover which contracts are actually being charged to it.

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